Apple Pay is a “digital wallet” for Apple devices such as iPhone and Apple Watch. This feature allows you to use your device to make mobile payments without having to withdraw your wallet, wallet, credit card, or cash.
There are many competing mobile payment systems for Android devices, especially Google Pay and Samsung Pay. Want to use Apple Pay on your phone and keep your wallet in your pocket? Here’s how to set it up and use it.
Here’s how to set up Apple Pay on an iPhone.
- On your iPhone, open the Wallet app.
- Tap the plus sign in the upper right corner of the screen.
- “Continue” on the introduction page and then get ready to add your credit or debit card to the iPhone.
- Add a credit card by holding the phone over the card, letting the iPhone automatically read the number off the front of the card.
- Complete the process, tapping “Next,” entering the expiration date, and the security code.
- You should see the Terms and Conditions page. Review the information and tap “Agree.”
- Your iPhone will attempt to confirm the card with the credit card company and add it to the wallet. For some cards, this happens automatically, though, for other credit cards, you might need to enter a verification code or otherwise communicate with your credit card company.
How to change the default credit card on Apple Pay
If you add multiple cards to your Apple Wallet, you can specify which one you want to use by default when making a purchase.
1. Start the Settings app and tap “Wallet & Apple Pay.”
2. Tap “Default Card” and choose the card you want to use.
How to make a payment with Apple Pay using your iPhone
The best part of using Apple Pay on your phone is the convenience. It more or less works automatically you don’t have to go out of your way to make purchases with it. Here’s what you do.
1. When you are ready to pay, hold the iPhone directly over the point of sale terminal. You might need to look for the Apple Pay or wireless symbol so you know where to position the phone. If in doubt, you can ask the cashier where to position it.
2. The wallet app should launch automatically.
3. If you want to use the default credit card, use Touch ID or Face ID to approve the transaction. If you want to switch to another card, tap the card you want to use before you approve the transaction.
