What is Apple Pay Later? How to use it

Apple Pay Later is a “buy now, pay later” feature that lets eligible users split a purchase made with Apple Pay into four equal payments over six weeks, with no interest or fees. This useful capability is available for purchases between $75 and $1,000 made on an iPhone or iPad for websites and apps accepting Apple Pay.

Note that the minimum purchase amount required to use the feature was $50. But after the early access period, the company has raised it to $75. In terms of availability, the respective capability is official in the U.S. for customers 18 years of age or older.

Meanwhile, it is still unavailable in Hawaii, New Mexico, Wisconsin, and the U.S. territories.

How to use Apple Pay Later?

To use this service, you can follow this instructions;

• Open Settings
• Wallet & Apple Pay

Notes:

Users can view, track, and manage loans, with upcoming payments shown on a calendar and payment reminders sent via Wallet notifications and email. Although, one must set up a debit card as a loan repayment method.

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